About Mike
Michael Costa is a financial advisor driven by a desire to help individuals, families, and business owners build lasting financial security—especially in today’s unpredictable economic environment. With a foundation in both creativity and strategy, Mike brings a fresh and thoughtful perspective to wealth management, blending analytical insight with a deeply personal approach.
He entered the financial services industry after seeing how often people faced critical financial decisions without the tools, education, or access they needed. Determined to make a difference, Mike set out to offer more than traditional portfolio guidance. His philosophy is clear: protecting and growing wealth requires more than passive strategies—it demands active, well-informed planning tailored to each client’s unique goals and challenges.
Mike works with a broad spectrum of clients, including retirees, entrepreneurs, and high-net-worth families. His approach is grounded in trust, education, and consistent communication. As a fiduciary, Mike is committed to transparency and personalized service, helping clients feel informed, confident, and supported through every stage of their financial journey. His ability to simplify complex financial ideas and connect them to real-world outcomes makes him a steady and relatable partner.
Originally from Cape Cod, Massachusetts, Mike earned his degree in Visual Communications from Syracuse University. He now lives in Utah with his wife and five children, where he advises clients through Apiary Capital and Encompass More. He holds a Series 65 license and remains actively engaged in financial education and innovation.
Beyond finance, Mike is a devoted family man and a creative storyteller. He writes and illustrates children’s books, including “Animals Are Everywhere,” which earned a Gold Moonbeam Award. Guided by his Christian faith, Mike leads with integrity, humility, and a deep commitment to serving others—always striving to help clients build not just wealth, but a meaningful legacy.